Financing April 14, 2022

American Saving Bank Mortgage Rates Update 4/8/22

Mortgage rate went up to 3.75% as Feed Funds Rate by 0.25% for the first hike since December 2018 on Wednesday.

Mortgage rates kept going  higher this week as 10 year note closed at 2.72% first time since March 5, 2019.

Conventional loan is at 4.375% , but we are still offering great Jumbo rate at 3.75% J

There is currently 81% of change of 50 bp rate hike in May.

Weekly Initial Jobless Claims fell to lows seen in 1968 to 166K.

 

2019年3月5日以来初めて10年債が2.72%で引けたため、住宅ローン金利は今週も上昇.

コンベンショナルローンの30年固定は4.375%
しかし、弊社のジャンボローンは、3.75%。

現在、市場は、81%のチャンスで50 bpの利上げが5月に行われると予想。

毎週の最初の失業中の請求は、1968年に以来の166,000件まで下落。
2月の小売売上高は、1月の4.9%から0.3%減少

 

We have special pricings for developer units only for A’alii –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above
BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―20%以上、 クレジットスコア740以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

We have special pricings for Koa Ridge –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800
BELOW CURRENT MARKET –    Funds are limited.

Koa Ridgeを居住物件で購入、頭金―20%以上、クレジットスコア740以上ローン額$970,800以下のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2nd mortgage as well

ハワイ州のConfirming Loan リミットが2022年から$970,800(1Unit)に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン(ローン額$822,376 以上)が、$2,75Mまでローンが組めるようになりました。
頭金10%からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ASB金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです。)

ASB金利レート: https://www.asbhawaii.com/personal/mortgage-rates
(毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.