American Saving Bank Mortgage Rates Update 4/8/22

Mortgage rate went up to 3.75% as Feed Funds Rate by 0.25% for the first hike since December 2018 on Wednesday.

Mortgage rates kept going  higher this week as 10 year note closed at 2.72% first time since March 5, 2019.

Conventional loan is at 4.375% , but we are still offering great Jumbo rate at 3.75% J

There is currently 81% of change of 50 bp rate hike in May.

Weekly Initial Jobless Claims fell to lows seen in 1968 to 166K.

 

2019年3月5日以来初めて10年債が2.72％で引けたため、住宅ローン金利は今週も上昇.

コンベンショナルローンの３０年固定は4.375％
しかし、弊社のジャンボローンは、3.75％。

現在、市場は、８１％のチャンスで50 bpの利上げが５月に行われると予想。

毎週の最初の失業中の請求は、1968年に以来の166,000件まで下落。
２月の小売売上高は、１月の4.9%から0.3%減少

 

We have special pricings for developer units only for A’alii –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above
BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

We have special pricings for Koa Ridge –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800
BELOW CURRENT MARKET –    Funds are limited.

Koa Ridgeを居住物件で購入、頭金―２０%以上、クレジットスコア７４０以上ローン額＄970,800以下のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

ハワイ州のConfirming Loan リミットが２０２２年から＄970,800（１Unit）に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.