Financing May 25, 2022

American Saving Bank Mortgage Rates Update 5/20/22

As the US 10-year yield has fallen to 2.78% (April 27th level) on Friday, 30 year fixed conventional loan rate came down to 4.50%.
Portfolio 7 year ARM is at 3.50%.

Weekly Initial Jobless Claims rose to 218K from 197K
First Quarter 2022 GDP was a negative 1.4%.
April Housing Starts fell 0.2% from March to an annual rate of 1.724M units
Building Permits  dropped 3.2% to 1.819M
Building material costs are up 19% from a year ago

 

金曜日の米国の10年利回りが2.78%(4月27日水準)に低下したため、30年固定のコンベンショナルローン金利は4.50%に低下
ポートフォリオ7年ARMは3.50%。

毎週の失業者申請は197,000から218,000に増加
2022年第1四半期のGDPはマイナス1.4%。
4月の住宅着工数は3月から0.2%減少。 建築許可は3.2%減少
建築材料費は、1年前から19%増加

 

Malina at Koa Ridge Phase V (FINAL Phase) Application deadline is on May 25, 2022.

Affordable project by Castle & Cooke Homes Hawaii, Inc.
I can help first time home buyer who  would like to get pre-qualified.

Castle & Cooke Homes Hawaii, Inc.によるアフォーダブルプロジェクト

More information :https://www.castlecookehawaii.com/Page/Malina-Affordable-Housing

 

We have special pricings for developer units only for A’alii
Special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above

BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―20%以上、 クレジットスコア740以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

We have special pricings for Koa Ridge
Special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800

BELOW CURRENT MARKET –    Funds are limited.

Koa Ridgeを居住物件で購入、頭金―20%以上、クレジットスコア740以上ローン額$970,800以下のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2nd mortgage as well

ハワイ州のConfirming Loan リミットが2022年から$970,800(1Unit)に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン(ローン額$822,376 以上)が、$2,75Mまでローンが組めるようになりました。
頭金10%からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ASB金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです。)

ASB金利レート: https://www.asbhawaii.com/personal/mortgage-rates
(毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.