American Saving Bank Mortgage Rates Update 6/3/22

Mortgage rates are tad higher than last week as 10 year note went up 2.96%

The Unemployment Rate was unchanged at 3.6%
Weekly Initial Jobless Claims are at lows seen since 1970.
Tech corporate earnings are showing the slowdown in labor coming.
Tech companies in May laid-off employees at the highest rate in two years.

 

住宅ローン金利は、米国１０年債が２．９６％まで戻したことにより上昇。

失業率は3.6%で横ばい
週の失業保険申請件数は、1970年以来の低水準。
ハイテク企業収益は、減速を示唆。
5月、ハイテク企業は2年ぶりの高水準で従業員を解雇した。

 

We have special pricings for developer units only for A’alii
Special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above

BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

2^nd Home   0.25 points more
Investment  0.25% more to the rate. (Points are the same)

We have special pricings for Koa Ridge
Special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800
Koa Ridgeを居住物件で購入、頭金―２０%以上、クレジットスコア７４０以上ローン額＄970,800以下のお客様に限り下記の金利をご用意しております。
BELOW CURRENT MARKET –    Funds are limited.
(FUNDには、限りがありますのでお早目にご連絡下さい。)

2^nd Home & Investment (US Citizen or Green Card holder) at least 25% down payment / Fico 740

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

ハワイ州のConfirming Loan リミットが２０２２年から＄970,800（１Unit）に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.