American Saving Bank Mortgage Rates Update 6/10/22

Monday morning –Currently The US 10 year Treasury is at 3.495% highest since April 2011 as US stocks enter a bear market as S&P 500 closes at lowest in 2022.

Below rates are based on Friday June 10th, please check out our today’s mortgage rates at https://www.asbhawaii.com/personal/mortgage-rates (Rate will be updated around noon every day)

Last Friday,  The conventional loan rate for 30 year fixed went up to 5.00%.  Today’s rate will be much higher.

The Consumer Price Index rose by 8.6% annually in May from 8.3% in April

 

本日１３日の朝、S＆P 500は、２０２２年の最低値を差し、今後の弱気市場を示唆した事から米国１０年債は、２０１１年４月以来の3.495%まで上昇し、3.43%で引ける。

以下の金利は6月10日金曜日のものです。先週の金曜日時点で、３０年固定コンベンショナルローンは、５％。

https://www.asbhawaii.com/personal/mortgage-rates で今日の住宅ローン金利をチェックしてください(レートは毎日正午頃に更新されます)

5月の米消費者物価指数は、前月比8．6％上昇と高い伸び率を記録し、前月の8.30%から物価上昇が加速。

 

We have special pricings for developer units only for A’alii
Special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above

BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

2^nd Home   0.25 points more
Investment  0.25% more to the rate. (Points are the same)

We have special pricings for KOULA Ward Village
Special rate for Owner Occupied buyers with at least 20% down payment (or 10% with ASB HELOC)

KOULA WARD VILLAGE を居住物件で購入、頭金―２０％以上,クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。FUNDには、限りがありますのでお早目にご連絡下さい
BELOW CURRENT MARKET –    Funds are limited.
(FUNDには、限りがありますのでお早目にご連絡下さい。)

2^nd Home & Investment (US Citizen or Green Card holder) at least 25% down payment / Fico 740

 

 

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

 

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.