American Saving Bank Mortgage Rates Update 6/24/22

30 year Fixed Conventional mortgage rate went down to 4.875% from 5.25%(June 17^th Friday) as 10 year yield went down to 3.13%.

Existing Home Sales fell 3.4% in May from April to an annual rate of 5.41M units.  Compared with May 2021, home sales were down 8.6%.

Unemployment benefits fell by 2,000 last week to 229,000 but jobless claims remained near a five-month high

 

30年固定住宅ローン金利は、US10年利回りが3.13％に低下したため、5.25％（6月17日金曜日）から4.875％に低下。

既存住宅販売は4月から5月に3.4％減少し、年率541万戸に達した。

2021年5月と比較して、住宅販売は8.6％減少

失業手当申請は先週2,000人減少して229,000人になったものの、5か月近くの高水準を維持している。

 

We have special pricings for developer units only for A’alii
Special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above

BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

2^nd Home   0.25 points more
Investment  0.25% more to the rate. (Points are the same)

We have special pricings for KOULA Ward Village
Special rate for Owner Occupied buyers with at least 20% down payment (or 10% with ASB HELOC)

KOULA WARD VILLAGE を居住物件で購入、頭金―２０％以上,クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。FUNDには、限りがありますのでお早目にご連絡下さい
BELOW CURRENT MARKET –    Funds are limited.
(FUNDには、限りがありますのでお早目にご連絡下さい。)

2^nd Home & Investment (US Citizen or Green Card holder) at least 25% down payment / Fico 740

 

 

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

 

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.