American Saving Bank Mortgage Rates Update 7/1/22

Hope you had a wonderful 4^th of July weekend!

On Friday, 10 year Note yield has declined to 2.88% from 3.50% in mid- June.
30 year conventional rate went down to 4.625% on Friday.

Q1 2022 GDP came in at -1.6% from -1.5%
Right now, Q2 is forecasted at 0.3% (Q2 2022 GDP will be released on July 28)

Home Price Index rose 21.2% annually in April, up 1.8% monthly.

Consumer Confidence fell to 98.7 this month, lowest since February 2021.

 

金曜日の10年債利回りは6月中旬の3.50％から2.88％に低下
30年固定コンベンショナルローンは、4.625％に下落。

2022年第1四半期のGDPは-1.6％
現在、第2四半期のGDPは0.3％と予測されている。（2022年第2四半期のGDP発表はは7月28日）

住宅価格指数は4月に昨年より21.2％上昇し、先月より1.8％上昇

今月の消費者信頼感指数は98.7に低下し、2021年2月以来の低水準となった。

 

We have special pricings for developer units only for A’alii
Special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above

BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

2^nd Home   0.25 points more
Investment  0.25% more to the rate. (Points are the same)

We have special pricings for KOULA Ward Village
Special rate for Owner Occupied buyers with at least 20% down payment (or 10% with ASB HELOC)

KOULA WARD VILLAGE を居住物件で購入、頭金―２０％以上,クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。FUNDには、限りがありますのでお早目にご連絡下さい
BELOW CURRENT MARKET –    Funds are limited.
(FUNDには、限りがありますのでお早目にご連絡下さい。)

2^nd Home & Investment (US Citizen or Green Card holder) at least 25% down payment / Fico 740

 

 

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

 

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.