Financing January 9, 2023

American Savings Bank Weekly Mortgage Rates Update Jan. 6th, 2023

***Happy New Year !  Special Promotion Alert!! ***

    

1% off of their points!! for  Educational Professionals, Fire & EMT, Medical Professionals, Federal, State& Local Government Law Enforcement Professionals, Active or Former Military  !!  

教育、消防、医療、連邦、州および地方政府の機関、軍隊(現役又は、引退に関わるお仕事をされていらっしゃる方に限り1ポイント還元

 

Mortgage rate went down as the US 10 year yield has fallen to 3.55% on Friday from 3.71 on Thursday as the market basks in the declining wage growth.

Average hourly earnings in December rose 0.3%  and down from 0.4% in November.
Annually, wages were up 4.6%,  and down from 4.8%.
The unemployment rate in the US dropped to 3.5% in December 2022 vs 3.6% in November 2022.

金曜日、住宅ローンは低下。
賃金の伸びの鈍化により、米国の 10 年利回りが木曜日の 3.71% から金曜日は、 3.55% まで低下した為である。

12 月の平均時給は 0.3% 上昇し、11 月の 0.4% から低下
12 月の賃金は 4.6% 上昇し、11月の4.8% から低下。
米国の失業率は、11 月の 3.6% から  12 月には 3.5% に低下。

Our HELOC Promotional Rate : (application deadline 01/15/2023)
4.99% for the first 5 years

Fixed Rate Equity Loan Option: (application deadline 01/15/2023)
5.25% for 10 years
5.75% for 20 years

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2nd mortgage as well

弊社のジャンボローン(ローン額$970,801 以上)が、$2,75Mまでローンが組めるようになりました。
頭金10%からでもローンを組むことができます。

金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ASB金利レート: https://www.asbhawaii.com/personal/mortgage-rates
(毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです

* Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.