Financing May 22, 2023

American Savings Bank Weekly Mortgage Rates Update May. 19

Mortgage rate has risen as US 10-year Note went up to 3.70%(highest since March 10, 2023) due to the debt ceiling uncertainty and fears of a possible rate hike in next month.
There is a 40% chance of a hike next month.

April Housing Starts rose 2.2% from March to an annual rate of 1.401M versus 1.40M expected though March was revised lower to 1.371M from 1.420M.
Building Permits, a sign of future construction, fell 1.5% to 1.416M versus 1.437M expected.

 

米国債務上限問題(イエレン財務長官、「税収見通しからみて、米国の債務上限額(Debt Ceiling)である31.4兆ドルを6月1日にも突破する」と表明。
米国では、連邦政府が発行できる国債の総額が法律で定められており、これを債務上限額と呼ぶ。)

来月の利上げの可能性への懸念により、米国の10年債が3.70%(2023年3月10日以来の高値)に上昇、住宅ローン金利も上昇した。

4月の住宅着工件数は3月に比べ2.2%増加。
将来の建設の兆しである建築許可件数は、予想の143万7000件に対し1.5%減の141万6000件となった。
来月の利上げの可能性は40%。

 

 

1% off of their points!! for Essential WORKERS (now available)   Educational Professionals, Fire & EMT, Medical Professionals, Federal, State& Local Government Law Enforcement Professionals, Active or Former Military!!  

エッセンシャルワーカ(この度追加されました)、教育、消防、医療、連邦、州および地方政府の機関、軍隊(現役又は、引退に関わるお仕事をされていらっしゃる方に限り1ポイント還元(居住物件に限る)

Our HELOC Promotional Rate: (application deadline 05/22/2023)
6.50% for the first 5 years

Fixed Rate Equity Loan Option: (application deadline 05/22/2023)
6.00 % for 10 years

Our Jumbo loan, we can go loan amount up to $2.75 M now.

Jumbo loan, we can do for 10 % down with MI or with 2nd mortgage as well

 

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ASB金利レート: https://www.asbhawaii.com/personal/mortgage-rates
(毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです

* Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.