American Saving Bank Mortgage Rates Update 5/27/22

Happy Memorial Day!

As the US 10-year yield has fallen to 2.74% (Beginning of April level) on Friday, 30 year fixed conventional loan rate came down to 4.375%.
Portfolio 7 year ARM is at 3.375%.

Q2 2022 GDP came in at -1.5% versus -1.3% expected

Consumer spending was strong in April, rising 0.7% on an inflation-adjusted basis.

Weekly Initial Jobless Claims fell to 210K from 218K

 

 

金曜日の米国の10年利回りが2.74％まで低下（4月上旬レベル）し、30年固定のコンベンショナルローン金利は4.375％まで低下。
ポートフォリオ7年ARMは3.375％。

2022年第2四半期のGDPは-1.5% (予想は-1.3%)
4月の個人消費は堅調で、インフレ調整後ベースで0.7%増加。
週の失業保険申請件数は218,000件から21万件に減少

 

We have special pricings for developer units only for A’alii
Special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above

BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

2^nd Home   0.25 points more
Investment  0.25% more to the rate. (Points are the same)

We have special pricings for Koa Ridge
Special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800
Koa Ridgeを居住物件で購入、頭金―２０%以上、クレジットスコア７４０以上ローン額＄970,800以下のお客様に限り下記の金利をご用意しております。
BELOW CURRENT MARKET –    Funds are limited.
(FUNDには、限りがありますのでお早目にご連絡下さい。)

2^nd Home & Investment (US Citizen or Green Card holder) at least 25% down payment / Fico 740

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

ハワイ州のConfirming Loan リミットが２０２２年から＄970,800（１Unit）に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.