** Our Special loan program for first home buyer “ This is Home “ starting rate at 6.625% vs 6.875% conventional loan **

Mortgage rate went up as the US 10-year yield reached 16- year high of 4.69% on Thursday and close at  4.59% on Friday.

August Existing Home Sales fell 0.7% to 4.04 million versus the 4.10 million expected.

** 弊社スペシャ　First time Home buyer ローンプログラム　“ This is Home “   6.625% からご提供しております。　通常のコンベンショナルローンは、6.875%からです。 **

住宅ローン金利は、木曜日、米国の10年債は16年ぶりの高値を更新したことから上昇。
米国１０年債は、木曜日4.69％まで上昇し、金曜日には4.59％で引ける。
8月の中古住宅販売は予想の410万戸に対し0.7％減の404万戸となった。

Mortgage rate went up on Wednesday as Fitch Rating downgrading U.S. long-term rating to AA+ from AAA citing the expected fiscal deterioration over the next three years along with the high and growing general government debt burden.

US 10 year Note went up to 4.20% on Thursday – highest since October 24^th 2022.

The Unemployment Rate fell to 3.5%, down from 3.6%.

U.S.-based employers announced 23,697 cuts in July, a 42% decrease from the 40,709 cuts announced one month prior

Our HELOC Promotional Rate: (application deadline 08/15/2023)
8.00% for the first 3 years

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

As expected, the short-term rate rose by 25bp to bring the FFR to 5.50% on Wednesday.
US 10 year note jumped to 4.04% on Thursday, and closed to 3.96% on Friday.
Q2 2023 headline GDP rose 2.4% versus 1.8% expected
July Consumer Sentiment rose to 71.6 from 64.4 in June
the Core PCE(Personal Consumption Expenditure Price Index) rose 4.1% year over year versus 4.2% expected and down from 4.6% in May
** PCE index measures the change in goods and services consumed by all households, and nonprofit institutions serving households. **

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

May Housing Starts jumped 22% from April.
An annual rate of 1.631M units vs 1.400M expected.

Building Permits were up 5.2% to 1.491M vs 1.425M estimated.
US 10 year Note closed at 3.74%

Now available 1% off of their points!! To Non -Profit Professionals in the Education and Health Care Industries & Utility Company Personnel. 

Our HELOC Promotional Rate: (application deadline 06/30/2023)
7.50% for the first 2 years

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

The two-day Fed meeting beginning Tuesday and Wednesday.

Fed Fund Futures showing a 72.5% probability of no hike.

Year over year home prices fell for the first time in 12 years, down 1.1% in March from the 0.4% gain in February

Sales of new single‐family houses in April 2023 were at an annual rate of 683,000, up 4.1% above the revised March rate of 656,000 and 11.8% above the April 2022 estimate of 611,000

FRBの２日間の会合が火曜日と水曜日。

フェデラル・ファンド先物は利上げしない確率が72.5％を示している。

住宅価格の前年同月比は12年ぶりに下落し、2月の0.4％上昇から3月は1.1％下落した。

2023年4月の新築一戸建て住宅販売戸数は年率68万3,000戸で、3月改定値の65万6,000戸を4.1％上回り、2022年4月の予測値61万1,000戸を11.8％上回った。

1% off of their points!! for Essential WORKERS (now available)   Educational Professionals, Fire & EMT, Medical Professionals, Federal, State& Local Government Law Enforcement Professionals, Active or Former Military!!  

エッセンシャルワーカー（この度追加されました）、教育、消防、医療、連邦、州および地方政府の機関、軍隊（現役又は、引退に関わるお仕事をされていらっしゃる方に限り１ポイント還元（居住物件に限る）

Our HELOC Promotional Rate: (application deadline 06/20/2023)
7.50% for the first 2 years

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです