Market Trends October 24, 2022

September 2022 Local Market Update

September 2022 Local Market Update. Please let me know if you need to know further more.
2022年9月のローカルマーケット情報! 詳しくはお問合せください。

 

 

 

 

 

Market Trends October 24, 2022

Market Stats Update -September 2022

Please let me know if you need to know further more
2022年9月マーケット情報!詳しくはお問合せください。

 

 

 

 

Market Trends October 24, 2022

August 2022 Local Market Update

August  2022 Local Market Update. Please let me know if you need to know further more.
2022年8月のローカルマーケット情報! 詳しくはお問合せください。

 

 

 

 

 

Financing October 24, 2022

American Savings Bank Weekly Mortgage Rates Update October 21, 2022

Mortgage rate kept going up as US 10 Year Yield traded up to 4.20% on Thursday, and closed at 4.21% on Friday.

Housing Starts fell 8.1% from August to an annual rate of 1.439M units versus the 1.475M expected.
Building Permits, a sign of future construction, rose 1.4% to 1.564M versus 1.530M expected

Earlier Friday, the yen slid to 151.94 yen, the lowest level in about 32 years since July 1990,  against the dollar on the view that the U.S. Federal Reserve will continue with its aggressive interest rate hikes to tame rising inflation. But it later advanced by more than 5 yen to 146.20.       U.S. market prompted speculation that Japanese authorities may have conducted another yen-buying, dollar-selling market intervention.

 

木曜日に、米国10年債利回りは、一気に4.20%レベルを超え、金曜日は4.21%で引け住宅金利も上昇。

9月の住宅着工件数は 8 月から 8.1% 減少し、予想されていた 年換算147万5000戸を下回り 143万9000戸にとどまる。
建設の兆候である建築許可は、予想された 153万戸より 1.4% 上回る 156万4000戸であった。

21日午前のニューヨーク外国為替市場では、米長期金利の上昇を眺めて円売り・ドル買いが広がり円相場は1ドル=151円台半ばに下落した。一時151円94銭を付け、1990年7月以来約32年ぶりの安値を更新し、 146円台まで一気に5円程度の円高・ドル安が進んだ。
急激な円安に歯止めをかけるため、日本政府・日銀が追加の円買い・ドル売り介入に踏み切った公算が大きい。

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2nd mortgage as well

弊社のジャンボローン(ローン額$970,801 以上)が、$2,75Mまでローンが組めるようになりました。
頭金10%からでもローンを組むことができます。
金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ASB金利レート: https://www.asbhawaii.com/personal/mortgage-rates
(毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです

* Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.
Financing October 17, 2022

American Savings Bank Weekly Mortgage Rates Update October 14, 2022

The mortgage rate has been climbing as the 10-year yield hit 4.08% on Thursday and closed at 4.00% on Friday ( Highest closing level since October 2008.)

The September CPI(consumer-price index ) data saw the annual Core number rise to 6.6%, the highest since 1982, and Dow down nearly 600 points on Thursday.

September Retail Sales were unchanged.

 

米国債10 年、利回りが木曜日に 4.08% に達し、金曜日には 4.00% で取引を終えた(2008 年 10 月以来の最高水)為に、 住宅ローン金利も更に上昇。

ドル円は、32年ぶりの安値更新 1ドル= 148円86銭

9 月の CPI (消費者物価指数) データでは、年間コア数が 1982 年以来最高の 6.6% に上昇し、ダウは木曜日に 600 ポイント近く下落。
9 月の小売販売は変動なし。

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2nd mortgage as well

弊社のジャンボローン(ローン額$970,801 以上)が、$2,75Mまでローンが組めるようになりました。
頭金10%からでもローンを組むことができます。
金利等のご質問等がございましたらご連絡下さい。

 

 

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ASB金利レート: https://www.asbhawaii.com/personal/mortgage-rates
(毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです

* Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.
Financing October 11, 2022

Historical conventional 30 year fixed Mortgage rate & Median sale price trends August 2022 in Hawaii

6%  – Highest rate Since April 2009

Here are the Median Sale Price Trends for All Counties – August 2022

 

Oahu:

  • The single family residence (SFR) Median Sale Price increased 7.19% from the month of August 2021.
  • The SFR Median Sale Price increased slightly at 1.58% from July 2022.
  • There were 314 closed SFR sales in August 2022 – a decrease of 26.12% from the month of August 2021
  • The number of SFR closed sales in August 2022 has a slight increase of 0.64% from July 2022.

–    The condominium Median Sale Price had a slight decrease of 0.30% from the month of August 2021.

–    The condominium Median Sale Price decreased slightly at 0.30% from July 2022.

–    There were 508 closed condominium sales in August 2022 – a decrease of -24.74% from the month of August 2021.

–    The number of condominium closed sales in August 2022 has a slight decrease of 1.93% from July 2022.

 

Maui:
The Median Sale Price for SFR’s decreased 5.88% from the month of August 2021 and had a larger decrease of 10.79% from July 2022.

The Median Sale Price for condominiums increased 26.64% from the month of August 2021 and had a smaller increase of 3.86% from July 2022. There were large decreases in number of sales for both SFR’s and condominiums from the month of August 2021 but were relatively stable from July 2022.

 

Hawaii:
The Median Sale Price for SFR’s decreased 2.02% from the month of August 2021 but increased 6.59% from July 2022. The condominium Median Sale Prices decreased 24.62% from the month of August 2021 and decreased 16.67 from July 2022.

 

Kauai:
The Number of sales on Kauai is generally low, therefore, there’s usually more volatility in data. The SFR Median Sale Price increased 5.16% from the month of August 2021 but decreased 19.85% from July 2022. The condominium Median Sale Price increased by 3.77% from the month of August 2021 but decreased 48.14% from July 2022.

 

 

Financing October 11, 2022

American Savings Bank Weekly Mortgage Rates Update October 7, 2022

Hope you had a wonderful Columbus day weekend!

The Unemployment Rate fell to 3.5% from 3.7%, total unemployed declined to 6.7% from 7%.
US 10 year note yield has been 3.60 – 3.90% range and mortgage rate are unchanged from last week.

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2nd mortgage as well

 

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ASB金利レート: https://www.asbhawaii.com/personal/mortgage-rates
(毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです

* Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.
Market Trends September 7, 2022

Market Stats Update -August 2022

Please let me know if you need to know further more
2022年8月マーケット情報!詳しくはお問合せください。

 

 

 

Financing September 7, 2022

American Savings Bank Weekly Mortgage Rates Update Sep 2, 2022 / SPECIAL RATES for developer units only for A’alii & Koula & Koa Ridge

Hope you had a wonderful Labor day weekend!

Mortgage rate went up this week as 10 Year Note Yield went above 3.20% this week (highest since June 28th 2022).

The S&P Case-Shiller 20-City Home Price Index for June rose 18.6% annually, down from 20.5% in May.

The U.S. National Home Price NSA Index, covering all nine U.S. census divisions, saw an 18.0% annual gain in June, down from 19.9% in the previous month.

The Unemployment Rate rose to 3.7% from 3.5%.
Average hourly earnings slipped to 0.3%

———————————————————————————-

米国10 年債利回りが今週 3.20% を超えたため(6月28日以来の3%越え)住宅金利も上昇。

6 月の S&P Case-Shiller 20 は、年率 18.6% 上昇したものの、5 月の 20.5% からは下落

米国国勢調査の 9 つの部門すべてをカバーする米国全国住宅価格 NSA 指数は、6月年率比18.0%の上昇を記録、しかし5月の19.9% から下落

失業率は 3.5% から 3.7% に上昇
平均時給は0.3%に低下

We have special pricings for developer units only for A’alii & Koula Ward Village & Koula & Koa Ridge
Must record by September 30, 2022 (30 days lock extension available with additional 0.50% points)

A’alii –   

Owner Occupied buyers with at least 20% down payment( or10% down payment with ASB HELOC)  / Fico 740 above

Developer Units for A’aliiを居住物件で購入、頭金―20%以上、クレジットスコア740以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。(登記日9/30まで)
0.50 ポイント追加で30日間のlock extensionも可能

2nd Home   0.25 points more
Investment  0.25% more to the ra0te. (Points are the same)

 

2nd Home / Require 20% down payment /  Fico 740 above
3.50%  / 1.75 points
3.625%/ 1.25 points
3.75 %/  0.75 points

 

Investment / Require 25% down payment / Fico 740 above
3.75%  / 1.50 points
3.875%/ 1.00 points
4.00 %/  0.50 points

 

KOULA Ward Village–  
Owner Occupied buyers with at least 20% down payment (or 10% with ASB HELOC) / Fico 740 above
2nd Home / Require 20% down payment /  Fico 740 above

KOULA WARD VILLAGE を居住物件で購入、頭金―20%以上,クレジットスコア740以上のお客様に限り下記の金利をご用意しております。FUNDには、限りがありますのでお早目にご連絡下さい。(登記日9/30まで)

 

2nd Home & Investment (US Citizen or Green Card holder) at least 25% down payment / Fico 740
4.75 % / 1.75 Points
4.875%/ 1.50 Points
5.00%  / 1.00 Points

 

Investment/ Require 25% down payment / Fico 740 above
5.00%  / 1.75 Points
5.125%/ 1.50 Points
5.25% /  1.00 Points

 

Koa Ridge-  

Owner Occupied buyers with at least 20% down payment / Fico 740 above
4.625 % / 1.625 points
4.75 %   / 1.125 points
4.875%  / 0.625 points
5.00 %   /  0 points

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2nd mortgage as well

弊社のジャンボローン(ローン額$822,376 以上)が、$2,75Mまでローンが組めるようになりました。
頭金10%からでもローンを組むことができます。
金利等のご質問等がございましたらご連絡下さい。

 

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ASB金利レート: https://www.asbhawaii.com/personal/mortgage-rates
(毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです

* Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.
Financing August 30, 2022

American Savings Bank Weekly Mortgage Rates Update August 26, 2022 / SPECIAL RATES for developer units only for A’alii & Koula & Koa Ridge

10 year ARM 3.625% with 2.625 points are also available.

Mortgage rate went up this week as 10 Year Note Yield went above 3% this week (highest since July 20th 2022).

Historically, the 10 Year Note Yield  reached 15.84% in 1981 as the Fed raised benchmark rates in an effort to contain inflation.
Annual average mortgage rate was 16.63% in 1981
1981 annual inflation rate was 10.32%

July Pending Home Sales fell 1.8% versus the -4% expected and up from -8.9% in June.

———————————————————————————-

10年ARM 3.625% with 2.625 points でもご提供しております。

米国10 年債利回りが今週 3% を超えたため(7月20日以来の3%越え)、住宅金利も上昇。

1981年に、FRB はインフレを抑えるためにベンチマーク レートを引き上げたことから10年債利回りが市場最高15.84% まで達した。
1981 年の年間平均住宅ローン金利は 16.63%
1981 年の年間インフレ率は 10.32%

7 月の住宅販売は、予想された -4% に対して 1.8% 下落し、6 月の -8.9% から上昇

We have special pricings for developer units only for A’alii & Koula Ward Village & Koula & Koa Ridge
Must record by September 30, 2022 (30 days lock extension available with additional 0.50% points)

A’alii –   

Owner Occupied buyers with at least 20% down payment( or10% down payment with ASB HELOC)  / Fico 740 above

Developer Units for A’aliiを居住物件で購入、頭金―20%以上、 クレジットスコア740以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。(登記日9/30まで)
2nd Home   0.25 points more
Investment  0.25% more to the ra0te. (Points are the same)

 

2nd Home / Require 20% down payment /  Fico 740 above
3.50%  / 1.75 points
3.625%/ 1.25 points
3.75 %/  0.75 points

 

Investment / Require 25% down payment / Fico 740 above
3.75%  / 1.50 points
3.875%/ 1.00 points
4.00 %/  0.50 points

 

KOULA Ward Village–  
Owner Occupied buyers with at least 20% down payment (or 10% with ASB HELOC) / Fico 740 above
2nd Home / Require 20% down payment /  Fico 740 above

KOULA WARD VILLAGE を居住物件で購入、頭金―20%以上,クレジットスコア740以上のお客様に限り下記の金利をご用意しております。FUNDには、限りがありますのでお早目にご連絡下さい。(登記日9/30まで)

 

2nd Home & Investment (US Citizen or Green Card holder) at least 25% down payment / Fico 740
4.75 % / 1.75 Points
4.875%/ 1.50 Points
5.00%  / 1.00 Points

 

Investment/ Require 25% down payment / Fico 740 above
5.00%  / 1.75 Points
5.125%/ 1.50 Points
5.25% /  1.00 Points

 

Koa Ridge-  

Owner Occupied buyers with at least 20% down payment / Fico 740 above
4.625 % / 1.625 points
4.75 %   / 1.125 points
4.875%  / 0.625 points
5.00 %   /  0 points

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2nd mortgage as well

弊社のジャンボローン(ローン額$822,376 以上)が、$2,75Mまでローンが組めるようになりました。
頭金10%からでもローンを組むことができます。
金利等のご質問等がございましたらご連絡下さい。

 

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today! https://www.asbhawaii.com/personal/mortgage-rates

ASB金利レート: https://www.asbhawaii.com/personal/mortgage-rates
(毎日、昼12時頃に更新されます 注意:PURHCASEプライシングです

* Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.