Hope you had a wonderful Mother’s day weekend!

Mortgage rate has gone up to 4.875% as Fed Raise the interest rate by 0.50 bp on Wednesday, and 10 year note closed at 3.12% (same level as November 14^th, 2018) on Friday.

428K new jobs created in April.  The Unemployment Rate remained at 3.6%

 

ＦＲＢは３─４日に開いたＦＯＭＣで、フェデラルファンド金利の誘導目標の０．５０％ポイント引き上げを決定した事から、米国１０年債は、３．１２％まで上昇(2018年１１月１４日と同じレベル)。

３０年固定コンベンショナルローン金利も4.875%まで上昇した。

４月の米雇用統計前月比４２万８０００人増加。　失業率は、3.6%と変わらず。

 

We have special pricings for developer units only for A’alii –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above
BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

We have special pricings for Koa Ridge –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800
BELOW CURRENT MARKET –    Funds are limited.

Koa Ridgeを居住物件で購入、頭金―２０%以上、クレジットスコア７４０以上ローン額＄970,800以下のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

ハワイ州のConfirming Loan リミットが２０２２年から＄970,800（１Unit）に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.

Mortgage rates are unchanged from last week.
10 year Note closed at 2.89% on Friday.

GDP fell 1.4% and down from the 6.9% in Q4 2021.
The quarterly PCE inflation data rose to 7% from 6.4%.

Markets will focus on the FED meeting next week – May 3^rd & 4^th.
A 50bp interest rate hike from the Federal Reserve is widely expected.

 

住宅ローン金利は、先週と変わらず。
10年債は金曜日に2.89％で終了。

GDPは1.4％減少。2021年第4四半期の6.9％から減少。
四半期ごとのPCEインフレデータは6.4％から7％に上昇。

市場は来週の5月3日と4日のFED会議に注目、50bpの利上げを予測している。

 

We have special pricings for developer units only for A’alii –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above
BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

We have special pricings for Koa Ridge –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800
BELOW CURRENT MARKET –    Funds are limited.

Koa Ridgeを居住物件で購入、頭金―２０%以上、クレジットスコア７４０以上ローン額＄970,800以下のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

ハワイ州のConfirming Loan リミットが２０２２年から＄970,800（１Unit）に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.

Conventional 30 year fixed rate went up by 0.25% from last Friday – 4.75% as 10 year US Note went up to above 2.90% (first time since November 2018), and time before that was October 2011!!!    (Housing price was much lower than today)

March Existing Home Sales fell 2.7% from February to an annual rate of 5.77M units.

March Housing Starts were up 0.3% to an annual rate of 1.793M units,  and Permits rose 0.4% to 1.873M.

Weekly Initial Jobless Claims hover at a 52-year low of 184K.

 

住宅ローン金利は、先週の金曜日から更に０．２５％上昇の４．７５％をつけた。

米国１０年債は、２０１８年１１月以来の2.90%を超えた。
それ以前は、住宅価格が今日よりもだいぶ低い、２０１１年の１０月である。

3月の既存住宅販売は2月から2.7％減少。
3月の住宅着工数は0.3％増。

毎週の最初の失業中の請求は、52年間で最低の18万４千件で推移。

 

We have special pricings for developer units only for A’alii –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above
BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

We have special pricings for Koa Ridge –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800
BELOW CURRENT MARKET –    Funds are limited.

Koa Ridgeを居住物件で購入、頭金―２０%以上、クレジットスコア７４０以上ローン額＄970,800以下のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

ハワイ州のConfirming Loan リミットが２０２２年から＄970,800（１Unit）に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.

Mortgage rate went up to 3.75% as Feed Funds Rate by 0.25% for the first hike since December 2018 on Wednesday.

Mortgage rates kept going  higher this week as 10 year note closed at 2.72% first time since March 5, 2019.

Conventional loan is at 4.375% , but we are still offering great Jumbo rate at 3.75% J

There is currently 81% of change of 50 bp rate hike in May.

Weekly Initial Jobless Claims fell to lows seen in 1968 to 166K.

 

2019年3月5日以来初めて10年債が2.72％で引けたため、住宅ローン金利は今週も上昇.

コンベンショナルローンの３０年固定は4.375％
しかし、弊社のジャンボローンは、3.75％。

現在、市場は、８１％のチャンスで50 bpの利上げが５月に行われると予想。

毎週の最初の失業中の請求は、1968年に以来の166,000件まで下落。
２月の小売売上高は、１月の4.9%から0.3%減少

 

We have special pricings for developer units only for A’alii –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above
BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

We have special pricings for Koa Ridge –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800
BELOW CURRENT MARKET –    Funds are limited.

Koa Ridgeを居住物件で購入、頭金―２０%以上、クレジットスコア７４０以上ローン額＄970,800以下のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

ハワイ州のConfirming Loan リミットが２０２２年から＄970,800（１Unit）に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.

Mortgage rate went up to 3.75% as Feed Funds Rate by 0.25% for the first hike since December 2018 on Wednesday.

The 10-year hitting 2.25% on Wednesday, the highest since May 2019.

February Housing Starts were up 6.8% from January.

February Retail Sales rose 0.3% down from 4.9% in January

 

米連邦準備理事会が２０１８年１２月以来３年３カ月ぶりの０．２５％の利上げを決定した事から、住宅金利は、３．７５％まで上昇

米国１０年債は、２０１９年５月以来最高の2.25%まで上昇

２月の住宅着工数は、１月から6.8％増加

２月の小売売上高は、１月の4.9%から0.3%減少

 

We have special pricings for developer units only for A’alii –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above
BELOW CURRENT MARKET –    Funds are limited.

Developer Units for A’aliiを居住物件で購入、頭金―２０%以上、　クレジットスコア７４０以上のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

We have special pricings for Koa Ridge –  special rate for Owner Occupied buyers with at least 20% down payment / Fico 740 above / Loan amount below $970,800
BELOW CURRENT MARKET –    Funds are limited.

Koa Ridgeを居住物件で購入、頭金―２０%以上、クレジットスコア７４０以上ローン額＄970,800以下のお客様に限り下記の金利をご用意しております。
FUNDには、限りがありますのでお早目にご連絡下さい。

 

Our Jumbo loan, we can go loan amount up to $2.75 M now.
Jumbo loan, we can do for 10 % down with MI or with 2^nd mortgage as well

ハワイ州のConfirming Loan リミットが２０２２年から＄970,800（１Unit）に変更になります。
2022年から$970,801以上のローン金額がJUBMO LOANになります。

弊社のジャンボローン（ローン額$822,376 以上）が、＄２，７５Mまでローンが組めるようになりました。
頭金１０％からでもローンを組むことができます。金利等のご質問等がございましたらご連絡下さい。

 

Following rates are for purchase, please contact me for re-financing rate.
Check out our mortgage rates today (ＡＳＢ金利レート) !
https://www.asbhawaii.com/personal/mortgage-rates
(Rate will be updated around noon every day/毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです。）

ＡＳＢ金利レート：　https://www.asbhawaii.com/personal/mortgage-rates
（毎日、昼１２時頃に更新されます　注意：PURHCASEプライシングです

 

Please stay healthy and be safe!

Kiyomi “Kiki” Kise  

  

 

  * Rates & APR based on a single family home purchase of $750,000 with 20% down for a borrower with credit score 740+ as an owner – occupant.
** Rates & APR based on a single family home purchase for $1,100,000 with 25% down for a borrower with credit scores 760+ as an owner- occupant.
**** VA Rates & APR based on a single family home purchase of $600,000 with 0% down for a borrower with credit scores 700+ as an owner- occupant.